Move Money AnywhereGrow Your Money.

Send money, pay bills, and experience smarter everyday finance with Paydora.

Hand catching coins
African business owner in boutique
Savings vault coin slot
African family celebrating with Paydora
Digital wallet instant transfer and cash
Hand catching coins
African business owner in boutique
Savings vault coin slot
African family celebrating with Paydora
Digital wallet instant transfer and cash

Our Trusted Partners

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Kora
Interswitch
mycover.ai
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Interswitch
mycover.ai
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Kora
Interswitch
mycover.ai
Bastion Health
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Kora
Interswitch
mycover.ai
Features

Powerful financial tools,
made simple.

Move money instantly, convert excess airtime to cash, and pay bills without extra fees.

TRANSFERS

Send money without slowing down.

Send to Nigerian bank accounts or other Paydora users from the same wallet. Save beneficiaries, revisit recent recipients and receive a clear receipt after every successful transfer.

  • Dedicated Naira account for funding
  • Transfers to supported Nigerian banks
  • Paydora-to-Paydora payments using usernames
  • Saved beneficiaries and recent recipients
  • Shareable receipts and downloadable statements
Transfer✓

₦45,020.00

Sent to Ayomide · UBA

Send to @userInstant
@korede_f
Zero fee⚡ 0.2s
JD
Level 3 KYCJohn Doe
Polaris Bank: 1234567890
₦ 243,590.12

Transfer

Paydora to Paydora
Send to other banks
Withdraw to bank
AIRTIME TO CASH

Turn excess airtime into real spendable cash.

Accidentally over-recharged your line or received excess airtime? Convert MTN and Airtel airtime directly into your Paydora wallet at the most competitive market rates.

  • Instant automated conversion for MTN and Airtel
  • Lowest market fees and zero hidden spreads
  • Funds credited to wallet immediately upon confirmation
  • Withdraw straight to any Nigerian bank account anytime
  • 24/7 transaction history and digital receipts
Wallet Credited

+₦8,500.00

Converted from MTN Airtime

Best Rate Spread

85% Instant Payout

Airtime to Cash

Convert unused airtime to cash

MTN
Airtel
You Send (Airtime)

₦ 10,000

You Receive (Cash)

₦ 8,500.00

Convert to Wallet Now
BILLS & RECHARGE

Never run out of power or data.

Recharge airtime with instant cashback, buy wholesale data bundles across all networks, and pay electricity & cable TV subscriptions without transaction fail rates.

  • Wholesale discount mobile data for MTN, Airtel, Glo & 9mobile
  • Instant token delivery for IKEDC, EKEDC, AEDC, IBEDC & more
  • One-tap repeat recharges for family, friends, and business
  • Zero convenience charges on selected utility billers
⚡ Electricity Token

4829-1092-8472

IKEDC · 240.5 kWh Units

DSTV Premium

Active · 30 Days

Bills & Utilities

Zero charges, instant activation

⚡Power
📶Data
📺Cable TV
Wholesale Data BundleMTN SME

50GB Monthly

Price₦ 10,000
Purchase & Recharge
FAQ

Frequently asked
Questions

Everything you need to know about Paydora accounts, transfers, bill payments, and security.

Frequently Asked Questions

Paydora is an all-in-one digital banking and lifestyle payment platform designed to make everyday finance effortless. From instant zero-delay bank transfers and wholesale airtime & internet data to utility bill payments, and airtime-to-cash conversions, Paydora puts complete financial freedom in your pocket.